Title says it :P
Title says it :P
It's more complicated than it sounds. But it skips credit cards so this should be profitable.
Nice idea.
Little kids will make big phonebills...
Even if someone has lousy (or no) credit, you can still open a bank account and get a debit card which can be used as a credit card. I don't really see any excuse these days for not having a credit card unless you are a kid, and if you you are a kid you can use your parents credit card, and if they won't let you then you probably don't have permission to make the purchase anyway.
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