I was really curious about this so I gave it a shot with all regular dropped level 20 protective pinks gear which gave me 845hp & 190def at level 21. Also, all of my skills are level 1 with the exception of my passive skills. It was great for PvE but sucks for PvP.
In PvE the hp regened good enough that while on a solo & with a friend in The Cultivist mission, I did not have to feed. However, after it was completed I had half hp full. When standing still it regened faster than when moving.
In PvP I was more vaulnerable, died faster & had less kills. I played the way I normally do and used the same strategy/strategies in both CtF & DM while testing it out. My hp did -not- regen fast enough, in fact it drained faster.
The defense and attack combo was also tested and had pretty much the same results so I still think the best bet is a balanced out stat build for both PvE & PvP. If you have lets say 1k hp, a def of 135-150 seems to work pretty good with atk and dps around 80s+ and dmg at around the 50s+.
Hope this helps ya out with the hp regen info! >__<
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