I kind of feel your pain here, at least you're getting some pinks. I wish I could say the same
Anyway, since I'm so unlucky when it comes to the real expensive drops, I started merchanting. You know, buying and selling stuff. The more cs slots you have, the easier it gets to create that constant flow of 'cash' you're talking about. Extra slots do cost platinum though.
As for the bank suggestion, I thought about it before, but it seems hard to implement. I just see too many scamming possibilities. For example, people could use the gold to buy things from an alt, and delete the account. Or what when someone lends something and then quit the game, or simply give it away to a 'friend' who is involved... But if there is a way to implement it 'scam free', I'd be all for it
The bidding for items would be a great thing to implement IMO
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