- Platinum isn't needed to cap. I did the 71 cap without buying any platinum. Just sayin'. Did it take a few months? Sure...I'm not a hardcore player, but hey what's the rush?
- Try playing on Chrome maybe?
- Why do you think you aren't contributing as much?
- 1m is more than a lot of players have (I barely have more than that myself). The way to not spend a lot on good gear is to be patient. Prices are continuing to drop as players farm more. You can also kill two birds with one stone by farming as you gain XP and get gear as drops rather than buying it all.
- Family issues...well, that's something you have to figure out on your own, but real life is certainly more important than pixels.