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It's like gambling in real life casinos. If people had to lay out $100 bills on every bet rather than using chips, you'd most likely see less $1000 bets out there on the Blackjack tables. The mental disconnect from actual dollars by converting them to platinum can make people buy $100 pet dragons in game.
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... After saving my plat for a week, I bought 2 more dragon packs..... Still no Mitas, that's 2,500 plat spent on dragon packs without getting the Rare one... I'm starting to foam at the mouth because of STS's stupid random chance packs....