I agree 100 % with OP and Apollo. There are serveral good points backing this up up in this thread too. Do it like the Halloween Achievement, with 0 APs.

I also see on insider information that they will take steps for making it easier to spot scamming (see JaytB's comment #2 here http://www.spacetimestudios.com/show...the-difference). Which makes the Goldfinger/Midas Touch achievements somewhat weird and contradictory, because it tempts people into scamming 100m, which they would never get any other way.