It seems common for people to switch into gear for when they go to Towne that they would never use in a dungeon.

Why not have a setting (not a loadout) that automatically changes to your towne gear only while you're in towne?

It would also save a little embarassement for those few times you forget to switch gears after getting invited to a high-level dungeon. (No, I haven't done that. haha)

Ya, I'd probably pay 5 Plat for that!

(but I'd rather just have more loadout slots that can be easier to get to from the hud)