Well this is under the assumption that the person that hit you has insurance. Theres alot of uninsured drivers out there. If they dont have insurance they can pay your bills with potential property they might have. Which normally someone who doesnt have insurance usually dont have any property. I've been hit by an uninsured drunk driver before I got nothing from him, thankfully my insurance company paid for my repairs due to the ccircumstances but i still had to pay my 500 dollar deductible out of my own pocket. That guy in the long run did 11k damage to my truck, not to mention i had just put brand new 22 inch rims on my truck and he messed those up so i was out another 2 grand + had to buy a whole new set for another 2 grand...lol my insurance company ended up suing im pretty sure.
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