Just keep in mind, even when you are naked, you have "fists" equipped. Fluff and I were talking about it in chat.
So, if you're basing your formulas on naked toons and check the stats (including damage and dps) as you preview a respec, be sure to account for fists. Fluff said fists are 1-7 damage with 1.2 speed. It's been a long time since I've checked the "stats" on fists, but I trust him on this, even if I won't be able to verify it tonight.
That alone will probably account for the 4 damage difference that I found in my formula test.
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