I also agree with having extremely difficult obstacles set for guild forming. Gold is one thing, bit I think somthing like having the core 5 members that are wanting to start a guild enter a special instance designed in order to be able to form a guild, where the 5 must clear an extremly difficult map filled with bosses and such(no drops or exp however, to prevent farming wh0res) after this map is cleared the guild leader will be awarded the "quality of a king", the soon to be guild leader will be teleported alone into another instance, where he alone, will have to solo one final boss, before being awarded the "strength of a king". After which, the leader will have to trade in both items plus what ever the devs set as the gold amount, in order to create a guild.

-Adv