Really, are you kidding me, apparently it is public considering its open to anyone with an ipod touch/pad. Stop acting so narrow minded, really its apparent i'm playing the app too, i mean what am i gonna do, bankrupt the game really? I don't think so therefore rendering ur responsr futile, oh nd btw banks do mergers and other transactions as such and again HIGHLY SUCCESSFUL tons of ppl have more than one BANK they use, if your catching my metaphor