As far as I know, giving out gold or items to players out of your own will, regardless of who they are, isnt against ToS. It’s your stuff that you’re choosing to give out.
However with this the issue of people pretending to be one of your banned friends arises, potentially causing you to give stuff to people who aren’t actually who they say they are.
As for your 1st point, all the messages you receive after a log-in are stored in your alerts tab in the top right, unless you manually remove them or log out.
Ign ~ Died
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