Ok two issues identified by people:
1) loaning gear will kill economy: people are still lending stuff as is. So this doesn’t change anything. This is just lending in a more controlled environment. Also lender can be inconvenienced as pointed out by Fake Stats, which is why you do it thoughtfully and for an amount of time you can safely afford. We can also look into lending for a shorter duration like 1/2/3 days.
2) only npc (sts) is paid a fee. Borrower doesn’t pay the lender anything, so lender cannot profit from such an arrangement.
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